1750 Elm St. Suite 104, Manchester, NH 03104
Telephone: 800-633-8447 Fax: 603-645-8444
The Corporation
Accurate Premium Audits, Inc. (APA) was incorporated in January
of 1996. It's home office is located in Manchester,
NH.
Mission Statement
We are committed to supplying our customers with accurate premium audits
in a consistent and timely manner. As a full service premium audit
provider, we will conduct each and every audit in the most professional
manner possible.
Procedures & Services
APA offers a full compliment of auditing including the actual quality review,
extension and processing of the final statement of premium adjustment.
Our services include, but are not limited to the following:
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Worker's Compensation
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General Liability
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Auto Fleet
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Garage Liability
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Dealer's Reporting Form
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Trucker's Reporting Form
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Assigned Risk Business - All Lines
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Preliminary/Test Audits
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Voluntary/Mail Audits
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Telephone Audits
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Premium Audit Extensions
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APA's standard audit procedure is to supply our customer with an accurate
audit within a mutually agreed upon time service standard. Our dedicated
staff will ensure proper classification of all exposures through a technical
analysis which determines proper separation and allocation of payroll.
This process will be completed through direct interviews, review of all
appropriate documentation, reconciliation and final verification.
Audit scheduling is completed by sending notice of the appointment to the
insured and a follow-up phone call will be made prior to the appointment.
All unsuccessful attempts will be documented and progress reports will
be sent out. Two attempts with the insured and one attempt with the
agent will be conducted prior to returning an audit as non-productive.
APA's quality control program consists of a complete review of the audit
for completeness and accuracy by a qualified audit reviewer. Each
auditor is required to maintain an error ratio of less than three percent
(3%) and meet all other standards of quality.
Premium audit services will be conducted in a professional manner following
the established rules, procedures and regulations of the National Council
of Compensation Insurance and other local, regional and national regulatory
agencies. APA will actively seek out risks with any potential
for premium audit fraud and any such cases will be well documented and
immediately reported.
The above procedures may be customized to suit the unique needs of
our customers.
Our Credentials
The president and owner of APA, Lisa
Brien has over 31 years experience in premium auditing. Michele
Spaziano the general manager of APA has 30 years of premium auditing
experience. Our dedicated staff of quality reviewers each have no
less than 18 years experience in premium auditing. The entire
staff is comprised of individuals who have committed their careers to the
premium audit profession.
APA is committed to the profession of premium auditing. We continually
dedicate time and effort to make improvements in the educational programs
and the public opinion of our profession.
In addition to her duties as president of APA, Ms.
Brien, also holds the following designations and memberships:
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National Society of Insurance Premium Auditor's Seminar Planning Committee
(2002-2004)
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National Society of Insurance Premium Auditor's Distinguished Service, National Auditor of the Year Award
(2002)
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President, National Society of Insurance Premium Auditors (2000-2001)
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Senior Vice President, National Society of Insurance Premium Auditors (1998-2000)
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Second Vice President, National Society of Insurance Premium Auditors (1997-1998)
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Regional Vice President, National Society of Insurance Premium Auditors
(1996-1997)
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NCCI, Education sub-committee (1995)
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PAAS, Workers Compensation sub-committee (1995)
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President, Northeast Regional Insurance Auditor's Association (1994)
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Vice President, Northeast Regional Insurance Auditor's Association (1991-1993)
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President, Insurance Auditor's Association of New Hampshire (1990)
Our Territory
APA provides telephone and voluntary audit coverage nation wide and physical
audit coverage in twenty two (22) states located east of the Mississippi
River:
| Maine |
New Hampshire |
Massachusetts |
Vermont |
Connecticut |
Rhode Island |
| New York |
New Jersey |
Pennsylvania |
Maryland |
Delaware |
Ohio |
| Virginia |
West Virginia |
Michigan |
Indiana |
Kentucky |
Georgia |
| North Carolina |
South Carolina |
Tennessee |
Florida |
D.C. |
Upon request, APA will provide physical audit coverage on a nationwide basis.
We have specifically designed this process to meet the needs of our customers
that are looking to work with one vendor. APA is able to provide this coverage
through a unique network of other insurance service providers who share the same
quality and professional standards. APA uses only providers who have been tested
and meet the challenge of APA's quality control and time service procedures.
APA is able to make this a seamless process for the carrier. The carrier sends all
audit requests to APA. APA then assigns and tracks all audits to outside field
auditors and providers. In turn, all audits are sent back to APA for quality review.
APA covers all expenses required to complete audits and invoices the carrier at APA's
agreed upon rate.
Upon request, APA will provide the carrier with the names of all providers utilized
by APA for carrier approval.
Career Opportunities
Please complete the following form if you are an experienced premium audit
professional looking to work in any area which we provide coverage.
Contacts
Hot Link!
National Association of Independent Insurance
Auditors and Engineers
National Society of Insurance Premium Auditors
Webmaster
Please contact our webmaster with
any questions or comments about this site.
Last Modified 01/11/2008 10:07